How do you envisage your life 5 years, 10 years, 15 years from now?
Are you on track financially to live that life?
Are you confident that you will have enough to live that life or are your finances short of what you need – or do you not know what money you will have and if there’s a shortfall or even a surplus?
What would it mean to you to know that your finances were on track and you could relax and look forward to the life you want to lead?
How many of us really know exactly what we spend over a month, or a year? We get into routines, but how often do we ‘shop around’ when it comes to renewing polices and utilities bills.
What difference would it make knowing what you actually need to spend on essentials to live today, and do you know how much we will need to realistically spend in the future – knowing how much to budget for essentials and the things you want to do in the future will really help to focus on when, if and where you can retire.
How much income will you need, and how much income are you on track to have as you build towards retirement? What will you receive in terms of pension? What other sources of income will you have? Imagine how you will feel knowing exactly where you stand, with the opportunity to make plans to adjust if you income looks as though it will fall short of your needs.
We are not going to tell you where or how to invest your money, or offer any get rich schemes, but our Midlife MOT Finance module will ensure that you have a comprehensive view of exactly where your finances stand today, have a realistic view of what you will need in the future , and plans to explore how to bridge that gap, or adjust your goals so that they are realistic and achievable.
Imagine what peace of mind that would that would provide
It is a really in depth module, and you should at the end of it have a really thorough understanding of your finances and today and in the future.
What would happen if you carried on in blissful ignorance only to reach retirement age and discover that you can’t afford to.How would you feel knowing that you could have made small changes today that would have made that transition into retirement easier?
Don’t delay – are you ready to take your Midlife Finance MOT?
Are you motivated? Will you be on track? Have you set timescales?
Founder and editor of FabafterFifty.co.uk, the number one website for women over 50 in the UK, and a global headhunter with nearly 30 years experience placing people in jobs and helping corporates manage change, Ceri is uniquely placed to deliver the careers element of the Midlife MOT programme. Passionate about people living life to the full, she shares her knowledge on managing your career, setting up business and reinventing your life as part of the Midlife MOT programme.